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Direct Insurance Source Launches New Site to Provide Instant Term Life Insurance Quotes

Sherman Oaks, CA (PRWEB) September 20, 2011

Direct Insurance Source, LLC, a company dedicated to providing affordable term life insurance coverage direct to the consumer announced today the launch of its website to provide consumers with instant term life insurance quotes and a range of policy options for buying term life insurance.

“We created Direct Insurance Source to address something we regularly see in the life insurance marketplace: the need for quick, reliable information and choices,” said Michael Singer, President of Direct Insurance Source. “Our online quoting system provides instant information about policies and pricing directly from the nation’s most highly-rated insurance carriers.”

The main engine for the company is the quoting system found on the website at http://www.directinsurancesource.com. Consumers answer a few simple questions and are immediately provided with several affordable term life insurance quotes based on their specific answers and needs. The company will offer the best term life insurance quote service, far surpassing the effectiveness and expectations of service from competitors such as Matrix Direct and Select Quote.

“This is a great starting point for policy seekers who can then speak to one of our experienced, licensed representatives for more detailed information and options,” Singer added. “Not only do we help them make informed choices, we provide a fast and affordable way to shop for life insurance policies. Whether purchasing a home, welcoming the birth of a new child, or changing jobs, we can help make sure loved ones are provided for.”

Direct Insurance Source, LLC, is dedicated to bringing a commitment to excellence to the life insurance market. By offering straightforward and convenient access to life insurance products, along with affordable premiums, Direct Insurance Source is determined to simplify and demystify the experience of buying term life insurance.

About Direct Insurance Source, LLC

Direct Insurance Source is headed by an expert group of insurance professionals with years of experience providing term life insurance solutions for satisfied customers. They bring to their work a commitment to customer service and education, as well as decades of experience within the larger financial services industry.

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Overview of the difference between term and whole life insurance policies

Efinancial.com Celebrates Life Insurance Awareness Month

Efinancial.com

Bellevue, WA (PRWEB) September 16, 2011

Efinancial, a leading online life insurance brokerage, is proudly supporting Life Insurance Awareness Month (LIAM) through a consumer education initiative.

Established in 2001, Efinancial empowers consumers through education. A consumer focused web portal, Efinancial is one of the most widely respected online life insurance brokerages in the industry. The user-friendly interface equips consumers with the tools and resources necessary to research, compare and purchase life insurance policies from the comfort of home. Since the site launched, Efinancial has helped thousands of consumers learn about and purchase life insurance protection.

Life Insurance Awareness Month (LIAM) is an annual celebration intended to increase public awareness about the many benefits of life insurance protection. Life Insurance Awareness Month is coordinated annually by the Life and Health Insurance Foundation (LIFE Foundation), a non-profit organization committed to educating the public about the importance of insurance coverage. In addition to life insurance, the LIFE Program works to educate consumers about other valuable insurance products including disability insurance, long-term care insurance and health insurance.

The 2011 Life Insurance Awareness Month promises to be bigger than ever before. With help from celebrity spokesperson and two-time NBA Champion, Lamar Odom, the LIFE Foundation hopes to reach millions of consumers. Promoted by more than 100 of the top US insurance companies and industry groups, the 2011 Life Insurance Awareness Month is poised to influence and educate millions of consumers.

As one of the top performing online life insurance brokerages, Efinancial is doing its part to participate in and promote Life Insurance Awareness Month. Through blog posts and social media marketing efforts, the folks at Efinancial are hoping to leverage their web presence in order to promote the annual event. A recent marketing initiative has helped Efinancial to establish a strong following within the social media landscape, a following which Efinancial hopes to engage through polls, educational messaging and an interactive Life Insurance Awareness Month content. With so many exciting initiatives planned, Efinancial hopes to play an important role in the 2011 Life Insurance Awareness Month.

“At Efinancial, consumer education is the core of our business model,” said Michael Rowell, CEO of Efinancial. “We work to empower our customers with the information and resources they need to make informed financial decisions. Participating in Life Insurance Awareness Month is a great opportunity to further our efforts.”

Promoting Life Insurance Awareness Month is yet another way Efinancial is taking strides to educate consumers about the importance of investing in life insurance protection. Look for more exciting developments to come out of Efinancial, in the coming months, as they continue to find new and innovative ways to connect with and empower consumers.

ABOUT EFINANCIAL

Headquartered in Bellevue, Efinancial offers health, auto, home and life insurance to consumers nationwide. As a leading provider of online life insurance, Efinancial monitors more than 100 insurance companies providing competitive rates from top insurers, giving their customers the ability to shop and compare prices from the comfort of their home or office. To learn more about Efinancial, as well as the products and services they provide, visit http://www.efinancial.com or call 1-866-765-4296.

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LDS Wealth Advisors Offers Life Insurance Tips For Life Insurance Awareness Month

LDS Wealth Advisors offers life insurance advice in time for Life Insurance Awareness Month

Wheaton, IL (PRWEB) August 31, 2011

LDS Wealth Advisors, an independent financial services firm based in Illinois, participates in September’s Life Insurance Awareness Month by providing useful life insurance tips. Life Insurance Awareness Month takes place each September in an effort to raise awareness among consumers and producers about the need for life insurance. One of the most common reasons for buying life insurance is to replace the loss of income that would occur in the event of one’s death. LDS Wealth Advisors has the experience and knowledge to financially prepare individuals and family members for an unexpected loss.

Barry Link, the President and CEO of LDS Wealth Advisors, shares this client story, “LDS Wealth Advisors recently had a client, age 38, who collapsed suddenly while playing racquetball and died of a heart aneurysm. The client was in perfect health, was married with four children, the youngest one being at six months. His wife was clearly devastated, but because the client had a life insurance policy, she didn’t have to feel the financial pressure of losing the main source of income, paying their mortgage and raising four children on her own.”

LDS Wealth Advisors provides the following four tips for choosing a life insurance policy:

1- Clients should understand individual needs and why they are needed:

One’s life insurance needs depend on a number of factors, including marriage, family size, the nature of financial obligations, career stage and goals. For example, when someone is young, he/she may not have a great need for life insurance. However, as he/she takes on more responsibilities and raises a family, the need for life insurance increases.

2- Understand term insurance vs. permanent insurance:

The two basics of life insurance are term life and permanent life. Term policies provide life insurance protection for a specific period of time. They are available for periods of 1 to 30 years or more. Permanent insurance policies provide protection for one’s entire life, reserve cash value, and should the policy owner discontinue the policy, that reserve can be returned to the policy holder.

3- Understand that insurance is for protection, not investing:

Life insurance is an agreement between the insured and an insurer. Under the terms of a life insurance policy, the insurer promises to pay a certain sum to a beneficiary upon his/her death, in exchange for premium payments. Proper life insurance coverage should provide one with peace of mind, and knowledge that loved ones will be financially protected.

4- Do the necessary homework:

Before deciding whether to buy term or permanent life insurance, consider policy cost and potential savings that may be available. Also keep in mind that insurance needs will likely change as family, job, health, and financial pictures change. Clients will want to build some flexibility into the decision-making process.

Proceeds from a life insurance policy make cash available to support one’s family almost immediately upon death. Life insurance is also commonly used to pay any debts left behind. Life insurance can be used to pay off mortgages, car loans and credit card debts. Life insurance proceeds can also be used to pay for final expenses and estate taxes.

For more information, visit http://www.ldswealthadvisors.com.

About LDS Wealth Advisors:

LDS Wealth Advisors’ mission is to positively impact the lives of its clients by providing personalized, objective financial advice and loyal service. The company is located in Wheaton, Illinois. With more than 60 years of experience between advisory partners, LDS Wealth Advisors thrives at performing extensive, ongoing research on insurance products, money managers, and alternative investment options.

Contact:

Barry Link

630-871-0070

Ids(at)linkds(dot)com

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AccuQuote.com Celebrates Life Insurance Awareness Month; Educates Consumers on the Life Stages that Generate Life Insurance Decisions

People should make life insurance decisions throughout each life cycle.

Wheeling, IL (PRWEB) September 15, 2011

AccuQuote.com, an expert in online term life insurance and long term care insurance shopping and buying, reminds everyone to obtain the right amount of life insurance coverage during Life Insurance Awareness Month this September so their families are protected should the unexpected arise.

“According to LIMRA, the nation’s life insurance data center, the likelihood of being without life insurance has dramatically increased for every age group since 2004,” said Byron Udell, founder and CEO of AccuQuote. “This is a trend that needs to stop. In fact, people should make life insurance decisions throughout each life cycle. Whether you’re newly married or starting a family or even nearing retirement, there are choices to be made that protect loved ones with financial security.”

There are many life stages that affect your need for life insurance planning, including:

•Newlywed – Married couples share financial obligations. It’s important that after the honeymoon, you sit down with each other to create a sound financial plan that includes life insurance. Make sure you each have enough life insurance to cover the loss of your individual financial contributions if one of you were to die unexpectedly.

•New Baby – Whether you’re trying to become pregnant, currently expecting, or a new parent, you need life insurance. The financial responsibility arrives before the baby does.

•New Home – One of the biggest reasons people buy life insurance is to cover the cost of their mortgage. If you died today, would your surviving spouse or family members have the means to cover the cost of your mortgage or even pay it off completely? Other costs to consider include maintenance, utilities, unexpected repairs and property taxes.

•Taking On Debt – Whether it’s old debt, new debt or upcoming debt, you need a life insurance policy that will cover outstanding balances, especially if a loved one is a co-responsible party on a loan, credit card, etc.

•Promotion – When your income increases, so does your need for life insurance. Why? Because when you have more money coming in, your spending habits tend to rise. Additional life insurance coverage will allow your family to maintain their new financial situation and standard of living.

•Caring for Aging Parents – If you’re financially responsible for aging parents, think about how they would survive financially if you died prematurely. If they can’t afford the cost of healthcare, housing or long term care, make sure those expenses are calculated into the total face amount of your life insurance policy.

•Business Changes – Life insurance can protect your business. That’s why it’s important to reevaluate your life insurance coverage every time your business changes. Some examples include, becoming more profitable, acquiring more debt or hiring key employees.

•Changes in Marital Status – If you lost a spouse through death or divorce, it’s a good idea to reevaluate your life insurance needs to determine new needs. If children are involved, never reduce your life insurance coverage without knowing they are financially secure. In addition, if you’ve remarried, change your life insurance beneficiary and assure your existing coverage satisfies your new spouse’s financial needs.

•Planning for College – Protect your children’s college plans with life insurance to help with costs of housing, tuition, books, etc. if you were not alive to make those payments.

•Planning for Retirement – A sufficient life insurance policy provides financial support for your surviving loved ones, who may not be able to live solely on your retirement savings. A retirement plan without any life insurance is just a savings plan that dies or becomes disabled when you do.

For more interactive tools and information, please like us AccuQuote on Facebook and follow us on Twitter.

About Life Insurance Awareness Month

Held each September, Life Insurance Awareness Month is an industry-wide effort that is coordinated by the nonprofit LIFE Foundation. The campaign was created in response to growing concern about the large number of Americans who lack adequate life insurance protection: 95 million adult Americans have no life insurance, and most of those who do have far less coverage than most financial experts recommend. For more information on life insurance, visit LIFE’s website at http://www.lifehappens.org.

About AccuQuote

AccuQuote helps consumers find the best values in life insurance by combining instant online life insurance quotes with the personal service of unbiased life insurance professionals who answer questions, identify important issues and make meaningful recommendations. The company offers consumers an extensive selection of life insurance products, including term life, whole life, universal life, accidental death, long-term care, disability and selected annuities. AccuQuote.com has many handy insurance tools, including a term life insurance calculator to help consumers determine their life insurance needs, a glossary of industry terminology, a collection of articles and press releases that cover many life insurance topics and a blog that provides opportunities for discussion on life insurance and personal finance. For additional information or to get free quotes for low cost life insurance, please call AccuQuote at 888-314-4455.

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